26. Emergency Plan

I was walking through the halls of a growing popular college in Georgia when I came across this sign. At first, the thought came to my mind, "well gee! That makes me feel safe knowing they have a plan."
But then I got to thinking. If there was a sign like this posted for each individuals financial life, would it look the same? Honestly, what is your emergency financial plan? I hate to think about it but in worst case scenario say you got hurt and could not perform your job. Robert Kiyosaki defines wealth as how many days you can live in the same conditions after losing your job. In other words, say you have $100,000 stashed away in a bank account. Well how many days can you go living off the $100,000 if none of your living conditions change? How many days can you pay your rent, drive your car, go out to eat at restaurants before the money runs out? Thats a whole other post, lets just focus on the emergency plan. You have a budget, you cover your budget every month, and suddenly an unforseen expense arises. All your money is currently going somewhere, what do you cut out? What is your emergency plan? It could be as simple as an extra $50 a month. $50 a month can cover a minimum payment on credit card if need be. Or $50 a month can start chipping away at a large medical bill withouth them coming after you. I know $50 month is not a lot, but it is if you do not have it. This $50 can  not be extra hours at work. It cant be a lump sum of cash somewhere. It can not be a second job because all these things take away from what you already have. Your looking for something continuous, ongoing, shows up whether you think about it or not. Something that is consistent and reliable. Something that can be added to or grow. Say this year it is $50 a month, next year you would like it to be $100, then $200 and wouldnt require much effort to do so. You are looking for a residual income. Banks can not promise it anymore. The answer in in a network marketing business. There is a better way to establish a small, or large, residual income in 2013. MLM or network marketing is that way,

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25. Popular Degree Programs for Adults

Not where you want to be? Think a degree will help you get there? Here is a list from Yahoo Education of five degrees popular for adults.

1. Bachelors in Health Care Administration
2. Masters in Business Administration (MBA)
3. Masters in Psychology
4. Bachelors in Public Administration
5. Bachelors in Network and System Administration

Lets start with Health Care Administration. Who wants to talk about Obama Care? Anyone know what the healthcare system is going to look like in 2016? My advice, for what it is worth, unless your passionate about it, dont count on a steady paycheck coming from this industry. A bachelors signifies four years. In four years you can make all the mistakes possible to make in network marketing and still have time to build a steady residual check before you would obtain a degree.

MBA, good choice. This opens a lot of options but if your going for an MBA now it is probably because you have worked for a company for X amount of years and realize it is better to be on the employer side better than the employee side. An MBA with a $100,000 in loan debts still does not gurantee your own profitable business. Besides, what is an MBA without the real world business experience? Join an MLM. Real world experience, real world profits. Work your network marketing business while gettting your MBA and graduate with a cashflow that can fund whatever business you want to operate after. You'll even pick up a few skills they wont teach you at business school.

 Psychology, interesting field yet to be fully developed. If you are planning on using the knowledge you learn to make money, you would be better off in a field where you make money because you can understand people not becauase you have a degree, like network marketing. You want to help people, MLM is your profession. You want an audience of personal development new age thinkers who are open to psychological publishings, MLM breeds it. Currently I am reading  a great book, "The Power of the Subconcious Mind" by Joseph Murphy. Psychology will get you far but not in the same way it used to. Get the degree, build the MLM business, use the skills you learned in building your network marketing businesss to put the knowledge to work for you.

 Bachelors in Public Admninistration. Again it is a bachelors. You can accomplish a lot in four years in a MLM company. If you like helping people, you will have more freedom to help your community and country through network marketing than you would getting a degree in this field. Just ask David Frey.

Network and Systems administration? Just ask yourself this one question, How are you going to compete with The Cloud? Everything is being moved to the cloud, including many of the entry level job in network and system administrations. Technology is moving so fast you your freshman textbooks will be outdated by the time you graduate. If you want to make money in this field, Join an MLM with a tech product. There are a few of them out there, I cant gurantee their longevity because again this is a fast paced industry. If your not already in it, there is an easier way to make a better living in 2013.

Network Marketing or MLM is that better way. A degree is not your only option for employment. You can hire yourself today and start working immediately on your future.

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24. Car that runs on air, I could be a millionaire

How is an Air powered car going to give me the lifestyle of my dreams?
Recently Yahoo news posted an article about a new car that can run on air. Apparently it works with a normal combustion engine along with a special hydraulic system and an adapted gearbox. The car can run completely on air for up to around 40+ mph before switching to the combustion engine. Much like an electric hybrid that you see today. They say as early as 2016 we may be eeing these cars on the street.

One quetion for you, what will you do with the money saved on gas?
Robert Kiyosaki teaches about the concept of wealth. He sais wealthy people buy assets. They use the money made from the assets to fund their lifestyle. That is why they can have a lavish lifestyle because they spent their entire life accumulating assets. He said poor, or middle class people dont know the difference betwen an asset and liability (because what they teach in school is wrong. Your house, nor your car are assets. An asset is something that puts money into your pocket, a liabality is something that takes money out of your pocket. How much money has your car or you house put into your pocket compared to how much it has drained your pockets?) So the middle class get jobs and use the money from their jobs to fund their lifestyle. There arent many jobs out there that pay more than a couple hundred thousand a year, hence middle class rarely have a lavish lifetsyle. Most people in this bracket barely get what they need let alone thier dream cars, vacations, etc. What does this have to do with network marketing? There is a better way to start accumulating assets. A network marketing  or mlm company is an asset. It puts money into your pocket. For the price of gasoline a month you could invest in an MLM and start accumulating the sources to fund your dreams and the lifestyle of your choosing

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23. Is MLM a scam?

Any Company can run a scam...

Unfortunately the way a business is set up in our free market society, because it is not a person, people can and will do things they wouldnt do if it was in their own name. Are all large whole sale distrubution centers a scam, no. Are all phone companuies a scam because this one decided to charge $70 million in fraudulent charges, no. This Steven Sann family was also connected to a non profit, are all non profits scams, no. Are some of them, yes. Just like MLM. You have to understand what is happening and call fraud when you see it, but the industry as a whole is a logical way of doing business. You would have never known that Walmart was doing this untill someone brought it to your attention. You would have never known that network marketing or MLM is a great path to accomplish your dreams unless someone brought it to your attention. Let me be the one to welcome you into the profession and say, yes there are bad apples out there, but apple pie when prepared right can be a delicious dessert and a wonderful addition to the meat and potatoes you are already so familiar with. Try it 2013. There is a better way to put icing on the cake, throw a party for freinds or go out, just for the heck of it, to that restaurant you have been wanting to try. MLM or network markting is a better way to reach your dreams. Try it in 2013 and you will like it for years to follow.

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22. Five Flags Flown on Inauguration Day Jan 21.

What do these Flags mean to you?

"Five flags will be flown at the Capitol Building during the inauguration of President Barack Obama on Jan. 21. The 50-star American flag will be flanked by historic versions with 13 and 21 stars."
-MSN News, MSN Politics section

What does the progression of freedom mean to the United States as a country? As the country has grown into what it is today so can we. At one point, we were a "free" country that practiced slavery. If everything was so great for the founding fathers why has everything including our flag changed? Or has it? We live in a free country said to have the greatest opportunity in the world. Where is this opportunity for us? You may have been invited to an "opportunity meeting", an "opportunity call" or someone wanted to show you an "opportunity presentation" and we turned our ears off in the first minute after it said, "The next five minutes will literally change your life!" Because we didn't believe that it could. Or we weren't ready for it. This country is founded on belief. We, as a nation, voted Barack Obama as our president because we believed he would make the difference we were looking for as a country. We have to believe the opportunity is there. 2013 is a new year. There is a better way to exercise your rights and capitalize on the opportunity we have. MLM or Network Marketing is a viable, ethical, and real opportunity in 2013. It is ok if the flag you wave today is slightly different from the flag you waved the first time you heard about MLM because your beliefs can change and your freedom, including financial freedom, can be a path of progression just as this country's was. But you have to believe and you have to act.

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21. Worlds Happiest Countries

Forbes recently posted their list of worlds happiest countries on Yahoo Travel.
The list was as follows.

1. Norway
2. Denmark
3. Sweden
4. Australia
5. New Zealand
6. Canada
7. Finland
8. The Netherlands
9. Switzerland
10. Ireland

It was concluded by a six year study rating several factors that ranked the countries happiness. Because Happy sometimes has different connotations they also referred to it as "Prosperity"
Amongst other freedoms listed and the protection of those freedoms it also included the basics of, "having enough food to feed yourself and your family. Having enough money to do what you want and buy what you want. Having time to spend with family and friends,"

There is one profession that I know of that can be started right now to provide money for the things that you want as well as time for the people that you want. MLM or Network Marketing is that profession. There is no better time than 2013 to get started in your own buiness and work toward your financial freedoms.

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20. It is like Winning the Jackpot Lottery Every Year

Recently a woman from Oklahoma won a fat Powerball Jackpot Lottery earnings of $2,000,000. She will never forget that day and always have a story to tell.  Most people who pick the winning lottery numbers know it was just by chance and probably would never experience it again. MLM or network marketing is often viewed by people as a lottery ticket. Whats a few hundred bucks to give it  try, I may sign someone up who will make me rich. Thats the exact mentallity that breeds people entering into the profession without ever intending to put in the work. And exactly why so many people have "tried" MLM but failed. Why is MLM so attractive? Why do so many people play the lottery? Top earning in MLM is like winning the lottery every single month. There is a list of Top Income Earners in MLM. Dexter and Birdie Yager, $1,000,000 a month in Amway. Who wouldnt want to be in their place. Or even half that. Shane Morand, $500,000 a month with OrganoGold. Lets go to the  bottom of list, Baruc Gonzaga Santana $25,000 a month with Herbalife.  The only difference is these people dont wonder where their next "Jackpot" will come from. They know making this money was not by chance, but actually could have been predicted with great accuracy based on their belief and activity when they started the business. Network Marketing is a profession that requires skills, practice and learning to become good at it as well as time to let your network expand and your wealth to grow. This success doesnt happen overnight but it wa started in one day. Quit playing the lottery for money you know it is not going to get you what you want. There is a better way in 2013 to hit your jackpot. MLM may be that better way. Your results wont happen overnight but you can start to get there immediately.

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19. Best Companies to Work For

Recently an article came out by Fortune on Yahoo Finance titled, "Best Companies to Work for."
The top ten were 1. Google 2. SAS 3. CHG Healthcare Services 4. The Boston Consulting Group 5. Wegmans Food Markets 6. NetApp 7. Hilcorp Energy Company 8. Edward Jones 9. Ultimate Software 10. Camden Property Trust.  The reasons why these companies were so great included friendliness and creativity of staff and leaders, fun and flexible work environments, special monetary bonuses or gift cards and personal recognition for achievement  or good work. The bottom line, every single positive reason that make these companies great to work for can be found in a network marketing or MLM company. Every reason times at least ten. Work will always be work but there is a better way to enjoy your company in 2013. Network Marketing or MLM may be that way!

 

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18. Online shopping

"As the pace of life speeds up we all have less time to shop. Network marketing takes the hassle out of shopping because there are no crowded malls, jam packed parking lots. or long lines at the checkout. Customers can choose how they shop- from a one on one consultation, home party, or business seminar, to odering online or by phone. Their products will be delivered to their door and repeat orders can be shipped automatically- with a generous loyalty discount attached." -MC
Amazon is just getting started. You will see more e-commerce in the next 3 years than combined in the previous ten. There is a better way to get your favorite products in 2013, and hey someone has to be making the money from internet sales, it may as well be you in 2013.

 WSJ

 

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17. Residual Income

"Residual income gives network marketing its edge. Like the royalties enjoyed by successful writers, singers and actors, you continue to earn income after the groundwork is done. Even if you decide to cut back on your hours, the checks keep coming in as long as you stay active and your people keep producing." -MC 
There is a better way to earn residual income in 2013. Network Marketing or MLM is probably the best way!

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16. Robert Kyosaki on Network Marketing

From Robert Kyosaki,

I am sometimes asked, "Why do so few people make it to the top of their network marketing system?"

"The truth is, the top of the network marketing system is open to everyone-unlike traditional corporate systems, which allow only one person to reach the top of the company. The reason most people do not reach the top is simply because they quit too soon. So why would someone quit short of the top?

Most people join only to make money. If they don't make money in the first few months or years, they become discouraged and quit (and then often bad-mouth the industry!). Others quit and go looking for a company with a better compensation plan. But joining to make a few quick dollars is not the reason to get into the business."



Thanks Robert and the blogger who posted that. So if to make a few dollars isn't the reason to get into the business then what is? people enjoy being  a part of something bigger than themselves. Many people join companies just to go to to the annual conventions where they get to spend a weekend with positive people listening to amazing stories. It is an opportunity to step outside the norm of daily routine and spend some time working towards and living your dreams. It gives people permission to dream again and provides safe environment to express, share and achieve them. Find a company with people you enjoy being around and enjoy the company. There is a better way to find people who think like you do in 2013. MLM is that better way.    

15. Commutes?

"Mary Christensen has more than 25 years of experience as a network marketer and party planner, having recruited more than 1,000 people in her first year, and later holding executive roles in two multinational network marketing corporations. She is the author of, ‘Be a Network marketing Superstar’ and live in Santa Monica, California.”

From her book, 'Be a Recruiting Superstar, The Fast Track to Network Marketing Millions' I will quote many paragraphs that stand alone as reasons to join an MLM.

"You can kiss goodbye demanding employers, office politics, and endless commutes. No more hours cooped up with people you may not like. You can choose when you work, where you work, and with whom you work." -MC

There is a better working environment in 2013. Network marketing provides it for you.

14. Think Process, Not Results

No. 7: Think process, not results. "Highly successful people understand that the process is more important than the end result," says Blair. If your goal is to save $5,000 by the end of the year, focus on the steps you're taking each month to get there, such as cutting back on that daily Starbucks coffee or increasing your retirement contribution. By doing so, you reprogram your habits. If you can change your behavior, the result will take care of itself.

 

This is the last tip we will take from this article, See full article , but this may be one of the most important. Think process, not results. Right now, what is your process for paying for that dream vacation you have? What is the process for paying unexpected expenses? What is your process for obtaining the things you want? The article suggests cutting back on the Starbucks coffee you enjoy or increasing your retirement contribution by taking from somewhere else in your budget. There is a better way. There is another process you can initiate in 2013 that can be used to obtain the things you need. MLM or network marketing is a better way. Think on the process not the result, spend 2013 and to learn the process of network marketing and the results will be dramatic. There is a better way for better results, MLM may that better way in 2013.       

13. Progress, accountability and your MLM

We skipped a few tips but you can see the full article here. Money Resolutions

No. 6: Check in frequently to measure progress. You can't make a resolution, then wait until next December to see how you did. For example, if you want to save $5,000 in a year, divide that by 12 and concentrate on saving $416.67 each month. A monthly check-in is best, says Cutts. If you check in too often, you could become discouraged by a lack of progress, while waiting too long gives you too much time to veer off track.

No. 9: Get an accountability partner. It's good to have someone around to help you stay committed to your goals, but if you're trying to improve your financial life, it’s important that you enlist someone who is good with money. Find a friend who is living debt-free or who has a healthy savings account and ask him or her to guide you. You can also seek professional help, such as a coach, money therapist or financial adviser, Cutts suggests. Finally, tell your accountability partner what you expect. For example, if you want weekly check-in calls, say so.

 

Why join a network marketing or MLM company in 2013? These tips are from an article posted on MSN about making your money resolutions stick, they’re not saying anything specific about network marketing, I am. I put no. 6 and no. 9 together because they both can easily be accomplished within your MLM business. When you join your network marketing company you are going to work with your sponsor towards specific goals. The difference is these aren’t goals you put on paper and look back on a year later to see if you happened to have come close to them, they are goals you will be looking at weekly and re evaluating monthly to ensure your actually moving in the right direction. No 9 says to find a friend, coach, or money therapist to help keep you accountable. The interesting thing about MLM is this principle is inherent to making it work. In MLM, financially free people are accessible to you and actually wanting and willing to help you out. You can, on your own, try to come up with a program to frequently measure your progress and look for an accountability partner or you can go a better way. Join an MLM or network marketing business where these things are already apart of the system. You can tap into this resource and learn hands on from those who once were, where you are at and who are now where you want to be. There is a better way in 2013 to make these things apart of your life, network marketing may be that better way.  

12. Failures

We have already gone through the first three tips and turned them into reasons. Let’s continue with No. four from the article.

No. 4: Learn from past failures -- and successes. The Fidelity study showed that some consumers met with failure before eventually achieving their goals. "It takes some time to get into the habit and find what works for you," says Ken Hevert, a vice president for Fidelity Investments. Instead of beating yourself up about past failures, consider what went wrong and adjust your plan accordingly. And don't forget to incorporate the aspects of your previous plans that did work, says Cutts. You can also learn from the failures and successes of others, she adds.

 

The number of the people attracted to this blog who have already tried at least once and failed in a network marketing business is more than we will ever know. You see, once people see the vision of network marketing, once they catch the idea of it and once they join with a passion and a fire it never leaves their blood. It may have been Amway 30 years ago and they have never spoken about it to anybody since. It may have been a ground floor startup that hadn’t even launched yet and then it never did launch. Whatever it is, Learn from past failures. Just because one time it didn’t work does not mean it won’t ever work for you. This is 2013, network marketing has come a long way since you were first introduced. The reason to join a MLM or network marketing business in 2013 is because there has never been a better time in history to join then right now.        

 

10 tips from, MSN’s, “Make your money resolutions stick”, was an article posted on 12/27/2012 6:45 PM ET By Tamara E. Holmes, CreditCards.com

To see full article visit, "Make Your Money Resolutons Stick"



 

11. Profits vs. Wages

Jim Rohn said it best, Profits are better than wages. 
Wages will make you a living, Profits will make you a fortune. So let me ask you something, what are you currently doing in your life right now to build your fortune? A fortune does not mean ridiculous amounts of money you don't need, a fortune signifies being able to obtain, hold on to, and enjoy what is most important to you. If family is your number one priority, than a fortune may be the ability to spend all the time you want and need with your family. Your fortune will allow you to do that. If education is the most important thing in your life, than a fortune will give you the time and money to study under whomever or where ever you need. Are you a visual learner? Would not standing on the cliffs at Machu Picchu be a more enlightening learning experience than watching a Discovery Channel special?
Network Marketing or MLM is a way to begin earning profits. There is a better way to earn profits in 2013, Network marketing may be  that better way.   

  Picture from

10. Be...Realistic?

MSN’s, “Make your money resolutions stick”, was an article posted on 12/27/2012 6:45 PM ET

By Tamara E. Holmes, CreditCards.com

The article lists ten financial tips and several of them correspond with a good network marketing opportunity a.k.a. a good reason to join MLM in 2013. Lets see the third thing they listed.

See all ten tips HERE

 No. 3: Make it realistic. Coming up with specific targets can help you determine if your plan stands a chance. For example, if you need an extra $15,000 to pay off all your credit card debt, "that might not be a realistic goal if you make $50,000 a year," says Cutts. And sometimes other obstacles can make a goal unreachable. For example, Kinelam Bolgaire, a social media expert in New York, didn’t stick to his resolution of tracking his expenses on a weekly basis because, "the goal was not realistic for the amount of time I have available any given day," Bolgaire says.A goal that requires an overwhelming amount of effort on your part, such as having to work three jobs to save a certain amount, should also be scaled back because it will be difficult to maintain. "Maybe instead of eliminating all of your debt, you can say you'll reduce it by half in 2013," Cutts says.

Let’s be realistic, Americans don’t mind debt. Truly we don’t care whether we have debt or not based on how many people actually carry it. One time I asked myself, what would I do if I paid off all my credit cards? Would I cut them up? Throw them away? Cancel them? Does it surprise you if I said, no? Cash doesn’t give any benefits. My credit cards give me free gift certificates to my favorite restaurants, free hotel nights and surprisingly I was even offered a free paper shredder right when I was in the market of purchasing one. We are not afraid to use credit cards, frankly we don’t want to stop, we are only afraid when we can’t pay the minimal monthly due or when the cards are maxed out and in a drawer unable to be used. 2013 let’s be realistic. You don’t need $15,000 to pay off your credit cards, you don’t even need them to be paid half off. To start out all you need is new source of income to pay off the monthly minimum. There is a better way in 2013 to expand your income. Network marketing or MLM is a better way to make that extra $35, $60, $200 a month. When you know that is possible then we can realistically talk about tackling that $15,000.     



9. Your WHY

MSN’s, “Make your money resolutions stick”, was an article posted on 12/27/2012 6:45 PM ET

By Tamara E. Holmes, CreditCards.com

 

"Why" Picture

read full article HERE.

 

 

The article lists ten financial tips and several of them correspond with a good network marketing opportunity a.k.a. a good reason to join MLM in 2013. Here is a look into the second tip listed in the article.  

“ No. 2: Give yourself a reason. If you say you want to save $5,000, but you don't know why this is such a great goal, your resolution will go down the drain the minute something tempts you to spend the money. If you want to save $5,000 so you can afford a larger down payment on a car, write that down when you write out your goal. Your reason for improving your finances can also be to avoid the sleepless nights that come with financial worries. "Pain, fear and discomfort can be massive motivators," says Blair.”

In your network marketing company this will be known as “YOUR WHY”.  Why are you in the business, why do you care or what is your motivation? What is it that you want to accomplish or want to be able to attain as a result of your hard work? What is the reason that will keep you going after inevitable set-backs?  There is a better way in 2013 to reach your financial goals. Having a WHY and writing it down is part of it. Every network marketing or MLM company will teach you this very thing.

8. Yale or Jail?

“Whether you come from Yale or you come from Jail we want you on our team”- Kody Bateman

Pic from this blog

 

             I was on a college campus when approached by a young black male who invited me to sign a petition to be sent to our senator encouraging him to protect the middle class from tax raises. This man was bright and spoke with clarity. I engaged in conversation briefly about taxes and then more on the middle class. Our conversation led to talking about money and wealth. Unfortunately we had some disagreements about the accumulation of wealth however I could see myself with his mindset not too long ago, that is until I myself was exposed to the ideas of the ‘wealthy’ (By Robert Kiyosaki’s standards and not Bloomberg’s) I had to experience an evolution of thinking about money.  All I am going to say further about this particular subject is this. Pay close attention to the next few lines because to me it makes all the difference in the world. His ideas and perception about money and wealth came from the media and what he was told by people who didn’t have any money. I asked him if he has ever shook hands with a millionaire or listened to one speak live, he said no. After reading books, listening to audiotapes and spending three days with a man who literally make a thousand dollars at the snap of his fingers, my perception is a little different. How can you really know what people with money are like, what they believe or what they think or most importantly how they got to where they are today if you have not taken the time to read their books, listen to their messages, or spend some time with them? This isn’t what this post was supposed to be about, to cut to the chase this man believes that there are people in this country with no opportunity whatsoever to legally make money. To save you from the back and forth conversation, in conclusion this man was replacing the word “job offer” with “opportunity”. In his mind, he fully believed and he may have some legitimate reasons that there are people who are un employable. They would never, ever be offered a job. That is the beauty about network marketing. It is not a job offer. MLM is no respecter of persons. It doesn’t care what color you are. It doesn’t matter how many years you spent in jail or doing another job totally unrelated. It won’t do a credit check, it won’t even conduct a background check. Literally, whether you come from Yale or you come from Jail, You have the same opportunity as everyone else. You will be paid based on your performance from this day forward just like any one else who joins with you. There are people who can’t get a job because they are overqualified there are people who can’t get a job because they are un qualified but every single person can get involved and learn network marketing. I was at a meeting once where there was literally an 8 year old using the company’s product and service and sharing it with others, at the same meeting was a 92 year old man who was using the product and service and sharing it with others. There are better opportunities in 2013, network marketing is one of them.  

 

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7. Make your money Resolutions Stick

MSN’s, “Make your money resolutions stick”, was an article posted on 12/27/2012 6:45 PM ET

By Tamara E. Holmes, CreditCards.com

 

Full article can be read HERE.

 

The article lists ten financial tips and several of them correspond with a good network marketing opportunity aka a good reason to join MLM in 2013. Over the next several days we will look into a few of these.

 

“No. 1: Get detailed and specific. Making goals without getting into specifics is a recipe for disaster, says Gary Ryan Blair, the president of GoalsGuy Learning Systems, a training organization that helps consumers achieve personal and professional goals. 'Getting out of debt' could mean paying off a $1,000 credit card bill or paying off the $10,000 balance on your car note. Until you come up with a specific goal, you can't craft a plan to take you there. Write down your target so it becomes tangible, says Nicole Cutts, a clinical psychologist and success coach in Washington, D.C. “

A specific goal with a specific dollar amount can be more effective when a specific vehicle or way of obtaining that money is attached to that goal. For example, pay off $1,000 of credit cards using money saved from consuming less fast food or pay off the car using the money from the tax return. It is important to have specific dollar amounts so you can craft a plan but it is also important that plan consists of a specific way of obtaining that money. In 2013 there is a better way of enlarging your streams of income. If you are at your earning capacity and are writing down financial goals with no vehicle of obtaining them, MLM or network marketing may be the best way. Example, use a credit card to initially fund my MLM or network marketing business and then use the funds from my MLM to pay off ALL of my credit cards.   

 

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6. Retirement

(picture from article at evolution of retirement)

            There is no such thing as a guaranteed retirement. I don’t have to tell you the stories over again, you have all heard of them. Guy works at a company for 30 years, company files bankruptcy and no longer is entitled to pay guy’s pension. 30 years of work for nothing. It is sad, and what is really sad is that it will happen again to more and more people. If a few big companies can get away with not paying out their promised retirement then a few smaller companies will try it too. Or they simply won’t make the promise in the first place and the workforce is stuck accepting full time jobs that are considered “part time” with no benefits or promise of retirement. Were on our own and it Is ok because there is a better way in 2013 to build a retirement. It is called network marketing. Spend the next 30 years learning the skills and building a network marketing business and you will have everything you want out of retirement. I know what you’re saying, a network  marketing company can go out of business or file bankruptcy just a any other company and you are exactly right. However, when you take the time to learn the skills to build a MLM business you can duplicate the results in any company or with any product. I can give you the names of 10 different people who were making over $100,000 a year in one company when the product became obsolete. Their paycheck went back to zero. They went to another company with a product in demand and built another organization back to making over $100,000 a year.

Don’t quite doing what you love for a job, jut quit worrying about what you hate and make a shift. There is a better way to start building a retirement in 2013, network marketing is one of those ways.

 

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5. Can you really take it to the Bank?

                An intelligent friend of mine who is expecting a baby into their family in 2013 brought to my knowledge an offer their bank was making. If they opened an account for their child and contributed $100 a month for 18 years, when that child went to college the bank would quadruple their money. In other words, they would pay into an account $1200 a year for 18 years for a total of $21,600. Upon the child’s enrollment in an educational institution the bank would pay out $86,400. Sounds good at the surface right? What happens if they stop paying, need to take out the money early or the child does not go to college? They are entitled to everything they put in minus a 15% charge. Although this looks appealing, there are so many things wrong with this scenario, it is almost maddening how banks are taking advantage of people and their money but at the same time no one ever teaches us financial education for the average college graduate to know any better. Without getting into more details because literally this entry could go on for pages and pages from the universal laws of money and allowing your hard earned money to work for you (not for someone else) to the exploitation and profit of the inability for the average person to go 18 years without missing a payment or needing a lump of money for one reason or another, I am going to keep it simple and to the purpose of this blog. Let me be your advocate and say THERE IS A BETTER WAY. Your needs may have been met simultaneously with the banks needs prior to 2013. This is not the case anymore. In this scenario, either the parents will get what they want (kind of) or the bank will get what it wants (it will come out with more than you know), this is not a win-win. It is impossible for both the parents and child’s needs to be met as well as the banks needs to be met. Parents want to take care of their kids, they want to help them get to college. That is true. They also want to help them buy a car when they can drive, take them on a family vacation during spring break, they want to throw them birthday parties and at least get them some kind of a gift. Fathers want to take their daughters out to the movies and mothers want to be able to enroll their sons in soccer, basketball or other sports and have the time to watch their games. Parents want to afford braces for the kid if they need it and they want to be able to provide new clothes and new shoes at the beginning of the school year. If you’re going to make the sacrifice and put a $100 away for your kid every month why not put it towards something that is giving you returns right now, returns that add up to way way more than $86,400. Listen to this, 90% of the people who stay with their MLM or network marketing company for more than 10 years, are at the top of their compensation plan. Top of the compensation plan, minimal average you’re looking at $500,000 a year. You have 18 years! So maybe after 18 years you’re not at the top, you’re at the middle and making $250,000 or maybe it just took you longer to catch on and learn how it works and after 18 years you are only making $86,400. But guess what! The year after that, you would make another $86,400. You would have doubled what the bank would give you. The year after that, $86,400 again. The year after that, $86,400 again. Are you starting to see my point? There is a better way in 2013 to pay for your kids college, network marketing may be that better way.

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4. Say this... Not that

               I have made this mistake several times. This caught my attention because just last night this word was freely flowing from my mouth and I need to change. Eric Worre is a mentor to me and a friend. He has a lot of experience in this profession and is one of the most knowledgeable men I know when it comes to network marketing. He puts out free content to the community in the form of quick videos and this was one I thought I would transcribe and put on this blog. Below is what Eric said in one of his recent videos to the network marketing community and the reason it belongs on this blog, I will share at the end. 

  

Ritz Carlton Jamaica, pic from this site

“The message for today is, I want you to work with me to eliminate a word from our vocabulary. In network marketing there is a word that is in our vocabulary that doesn’t serve any of us. It is infected, it’s like a virus and it is everywhere inside of network marketing. It is the word…industry. Our industry of network marketing, we are involved in the network marketing industry, when I first got involved in this industry, industry, industry, industry, industry. We’re not involved in an industry. We are involved in a profession! This is a career choice, this is a profession.  This is a life path. This is not an industry. This is a profession and I want you to work with me on a couple of things. Anytime you hear the word industry come out of your mouth, I want you to immediately change it with the word profession. Anytime you hear somebody else, politely suggest that they replace it with the word profession. Here is why, you might not thing it is a big deal, but the Ritz Carlton has a phrase, their mission statement is, “Ladies and Gentleman serving Ladies and Gentleman.” They position themselves as professionals, as ladies and gentleman, not just workers, not just room cleaners, not just luggage carriers. They are ladies and gentleman serving ladies and gentleman it is part of their DNA. When we start calling ourselves, network marketing professionals, we start talking about our business as a profession. Not just a project, a thing a whatever, or an industry. This is a profession. You don’t say a doctor is involved in the medical industry, you say he is involved in the medical profession. They are professionals, they are doctors. That’s what we need to be, we need to be considering ourselves as professionals in search of other professionals, a career path in design to help other people do the same thing. So will you get with me on that? I promise you this, when that language changes inside your organization, just like the workers changed inside the Ritz Carlton when they became something more, the people in your organization will become more. You will become more, your leaders will become more, the people who join your organization will become more when they think about joining a profession and not joining an industry. You hear me, are you with me? So that’s our message for today.”

            A reason to join MLM in 2013 is because indeed it is a profession. We are professionals and we strive to improve ourselves and become the best professionals that we can be. We are not perfect, we are all on different places of the continuum but every one of us is looking ahead and looking to be better because that is part of the cultural of network marketing, continual improvement. There is a better way to become the person who you want to become in 2013, regardless of where ended up in 2012, network marketing may be that better way.  

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3. Why Not?

   

               I have someone close to me who is just simply opposed to network marketing. The funny thing is, this person is a network marketer at heart. They are not in love with their job, they are friendly outgoing and a have a genuine concern for people, they love to make friends, they are helpful always willing to drop what they are doing to give someone else a hand, they are resourceful and efficient with their resources, they are entrepreneurial and are able to and willing to do extra work to make extra money, they like to save money and they like to help other people save money, they use coupons frequently and are always sharing what the best deals are, and finally they even participate in companies referral offers where they would get a few bucks when they refer others to the company. My point being, this person could be making a substantial amount of money in a network marketing business simply doing what they already do anyway and being who they already are. Maybe not everyone has all of these qualities but for the most part these things are true for a lot of people. My question is, why not join? There is a better way to get ahead of your bills in 2013, network marketing or MLM just may be that better way. For a lot of people they would be doing what they are already doing anyway only they would be compensated for it. 

Picture used from this site

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2. Tax Hikes...Yikes!

The following is a quote from an article titled, "Going over the Cliff: What changes, what doesn't." by By Jeanne Sahadi @CNNMoneyDecember 26, 2012: 10:32 AM ET. It can be found at http://money.cnn.com/2012/12/21/news/economy/fiscal-cliff/index.html?iid=s_mpm 

Picture used from this site

"But your paycheck still could be smaller, because the 2% payroll tax holiday is expiring. Starting in January, workers will once again have 6.2% of their wages up to $113,700 withheld to pay for Social Security, up from the 4.2% rate that's been in effect for the past two years.
Effectively that means someone making $50,000 might get about $83 less a month in their paychecks. Someone making twice that would see their pay reduced by roughly $167 a month."

Rumor has it that in MLM or network marketing only the people at the top make all the money. While that more accurately describes a typical corporation today lets roll with it. So you may not be a Robert Hollis, Mike Sims, or Josh Denney making over a million dollars a year ( Who makes over a million in MLM? )
You may not even be one of the thousands of people making over a hundred thousand dollars a year in network marketing but truth is, there are very few people, there is no one actually, who finds a legitimate opportunity, sets reasonable expectations and does the required work that cant make an extra 1,000 a year. There is a better way to deal with this inevitable tax increase. You can complain, blog about, stress about, cut your personal spending, simply ignore the change, OR you can use network marketing to offset and bring in the additional 100 a month. There is a better way to react to a cut in your paycheck in 2013, network marketing may be it.

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1. Twinkie Extravaganza!

Hostess Website

         So a couple months ago when the word got out about Hostess going under, there was a Twinkie craze. When a talk show host mentions Twinkies listed on Ebay for 5 grand, I think everyone thought they had their ticket for quick cash. Maybe theirs wouldn’t be the five thousand dollar auction sold but even if they got a percentage of that it would be worth it. Even for a couple hundred dollars it would be worth it, right? As a result, if you searched for Twinkies for sale on Ebay it would return over 10,000 search results. The listings even exceeded the maximum and there was an error message saying there were too many listings so not all of them would be able to be viewed. Now what happened here? Why are there more than 10,000 people trying to make a few bucks and honestly can there not be a better way? Let’s go into a hypothetical example and say, assuming that Twinkies were a valuable product with both market value and demand, what if these Twinkies were sold in a network marketing company. You have over 10,000 people who probably did not make any money what so ever on these auctions but instead of working against each other what if they had worked together as in a network marketing or MLM business.  In other words, let’s say 10,000 just joined this company because they wanted to make a few extra bucks. Like any business there is a startup cost and an overhead cost. These people at one point bought these Twinkies and some of them paid a few cents extra to get their listings with pictures and bolder font and a quicker search result to their auction. In any network marketing company there is an initial startup fee and monthly cost. This monthly cost is usually a purchase of the product itself, so in this case let’s say these people had to buy Twinkies every month to sell or give away for promote their product. Hypothetically let’s say they each were on this monthly auto ship of $31. (this is very fair, some companies require a couple hundred dollars a month) 10,000 people at $31, you’re looking at a group volume of $310,000. If this organization together can sell $300,000 worth of Twinkies a month and if that sounds like a lot of money let’s remember this product or these Twinkies have a market value and are in demand just ask Hostess how many Twinkies were coming off the assembly line every day. A network marketer will get paid anywhere from 2%-30% of volume (every company is different) but almost all companies you would start at one percentage level and move along the spectrum to another, so at any given time your commissions will be at some point along the range. For this Hypothetical example, let’s assume the lowest commission rate,2%. Around $6,000! Again this is hypothetical, there a million holes in this example where you could analyze and pick it apart to conclude it to be bogus but without getting into specifics I am trying to convey an idea. What would you rather do? Go out on a limb alone with a 1 in 10,000 shot of making a few hundred dollars and at the most in the luckiest case land a $5,000 auction. Or, join an organizational that is working together where the average person working the business is making $6,000? There is a better way to make a few hundred bucks, network marketing or MLM is one of the better ways in 2013.   

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Join Us in 2013...

Coming Soon!

 

January 1-December 31, 2013 365 Reasons to Join a MLM or Network Marketing Business